Best travel credit card reddit

I think the three best travel cards are: Chase Sapphire Reserve, Amex Platinum and the citybank one. (I have the first two) You say you are in NYC and already have the CSR? I …

5 days ago · 5.0. Up to 5x Reward Rate. Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on Read More. Welcome Bonus. 60,000 bonus... Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks.Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of.bring a travel card, esp a Visa travel card and it will be widely accepted + no foreign transaction fees. I highly recommend Chase Sapphire as the best all around card and an excellent travel card. But for some things, you’ll still need cash, so use an ATM in Japan or exchange your currency for JPY at your home bank and bring …The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre... 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...

Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn … The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I …

Best travel credit cards of March 2024. Bank of America® Travel Rewards credit card: Best for occasional travelers. Chase Sapphire Preferred® Card: Best welcome bonus. The Platinum Card® from American Express: Best for luxury travel. American Express® Gold Card: Best for foodies. Capital One Venture Rewards Credit Card: Best …What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ...CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus.

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CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele... Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay. Travel cards are ideal for frequent travelers who want to use them for benefits like free sky miles, discounts on selected hotels and restaurants, membership perks and so much more...Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.

Jan 25, 2024 ... Getting into travel credit cards · Because it gets 2x on everything, Venture X is a great catch-all card. · In order to get the higher 5x/10x .....Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons …Depends on your situation, some give more cash back for specific things. Personally I like the Amazon credit card 5% back on Amazon, 2% on gas and dinning and 1% on everything else. Varathien. Wells Fargo Active Cash: 2% on everything. Citi Custom Cash: 5% on your highest category of spending.Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks. The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get. In QC, there is fee but if keeping it open for 180 days, get an extra 50,000 points so total is 70,000 points and the $149 fee. No min spending required. $350 - $149 = $201. Forgot to say +$70 GCR so $271. I think it is a good deal for QC residents.

I would therefore recommend either a Chase Sapphire Preferred or Reserve. Both have great travel protections and no FTFs. Creek0512. •. Assuming you can meet the $4000 in first 3 months minimum spending required to get the 100K signup bonus, then the Chase Sapphire Preferred is probably the best for the short term. Money_These.

Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one had the better exchange rate. 4. Crackermo. The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. Best travel card for credit building: Capital One Quicksilver Secured Cash Rewards Credit Card View offer | Learn more The best travel credit cards in March 2024 Note: Rates, fees, and account ...Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel.List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that... The Capital One Venture X is a travel card with high-end travel perks that pays for itself if you can book at least $300 worth of flights or hotels in the Capital One Travel portal. It's a flat 2x on everything so the earn rates are fine (you can redeem for a statement credit against travel purchases at 1 cent per point, the "travel eraser"). It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.

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At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...Jan 9, 2023 ... However, 2 cards that I will absolutely recommend are any of the Delta cards and the Bonvoy card. Plus Delta lounges>Amex lounges any day. If ...Best travel cards suggestions 2023. Card Recommendation Request (Template NOT Used) ~ I included some stats/info but this is mostly a general recommendation~. I don’t …A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio... Go with a Marriott card. Everyone is different, get the one that is the best for YOU. For a credit card, I'd suggest a Wells Fargo Autograph Visa for 3% back on all hotel spend regardless of the hotel you choose. This card has zero annual fee and zero foreign transaction fees. The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%.Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...Mileage reward credit cards help you save money and earn discounts on future travel simply by earning rewards for the things you spend your money on. Check out these top mileage re...Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...The 80K bonus. the annual 7500 bonus points which roughly equates to $112 I believe. Nerdwallet values their points at 1.5 cents, so 7500 * 0.015 = $112. The $75 annual southwest credit, which can be used on flights themselves. Together with the above this covers the $150 fee. Southwest is the only airline with a very specific … ….

The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude …Sallie Mae Mastercard: 5% cash back on gas and groceries AND Amazon.com. This is at the top of my list because the bonus categories don't change and they are useful to everyone. Citi Double Cash: 2% cashback on everything makes it a very good general card for purchases that don't have bonus categories. Fidelity Amex: ranks below the Double Cash ...At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...The Uber card gives you 4% back on dining, 3% on travel, 2% online purchases, and 1% everything else. It's so easy to accumulate points despite not having the same point redemption as the Chase Sapphire cards (Uber points are worth $0.01 while Chase Sapphire are worth $0.0125-$0.015) Punishtube • 5 yr. ago.Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...Best travel card for credit building: Capital One Quicksilver Secured Cash Rewards Credit Card View offer | Learn more The best travel credit cards in March 2024 Note: Rates, fees, and account ... At the same time, I want to get ready for multiple trips I have planned for the coming year after working without a vacation for about a year and a half now. CREDIT PROFILE: Current Cred Cards: Chase Freedom Unlimited - $8000 (01/19) Chase Sapphire Preferred - $15200 (11/20) Chase Freedom Flex - $5000 (3/21) Discover IT - $3000 (6/21) FICO ... PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]